Practical digital solutions for financial organizations
PRICING THAT GROWS WITH YOU

Core. Digital. Tailored.

Start with essential SACCO operations, move to a complete digital platform or select enterprise modules for a custom quote.

KWEZA DIGITAL SACCO

Choose your path to better finance.

Basic and Advanced have published monthly and annual rates. Custom includes Advanced with optional enterprise capabilities.

Choose your billing period

Switch between published monthly and annual rates. Unconfigured rates are clearly marked.

BASIC PLAN

Basic

Growing SACCOs and member organizations

Digitize your SACCO end-to-end with self-service, M-PESA, accounting, approvals, dividends and advanced reporting

KES 5,000 / month KES 50,000 per year (annual billing)
CORE CAPABILITIES
  • Member management
  • Savings and contributions
  • Standard loans
  • General Ledger
  • Expenses
  • Core financial reports
View full feature comparison ↓
Get Started with Basic
ADVANCED PLAN MOST POPULAR

Advanced

Established SACCOs and member organizations

Digitize your SACCO end-to-end with self-service, M-PESA, accounting, approvals, dividends and advanced reporting.

KES 10,000 / month KES 100,000 per year (annual billing)
Enhanced implementation
EVERYTHING IN BASIC, PLUS
  • Everything in Basic
  • Member self-service portal
  • M-PESA payments
  • Bank reconciliation
  • Approvals and audit trails
  • Dividends and mobile loans
  • Advanced reporting
View full feature comparison ↓
Get Started with Advanced
CUSTOM PLAN

Custom

Large SACCOs and member organizations

Choose additional modules and request a tailored quotation.

Request a QuoteAdvanced platform + your selected modules
SELECT EXTRA MODULES
  • Everything in Advanced
  • Select additional modules
  • Custom workflows and reports
  • FOSA and specialized operations
  • Third-party integrations
  • Data migration and implementation
  • Dedicated onboarding and support
View full feature comparison ↓
Configure Your Solution
CAPABILITY COMPARISON

What's included in each plan?

Custom inherits all published Basic and Advanced capabilities. Additional enterprise modules are quoted separately.

CapabilityBasicAdvancedCustom
Members
Member registration and management ✓ ✓ ✓
Member profiles, next of kin and nominees ✓ ✓ ✓
Custom membership numbering ✓ ✓ ✓
Member bulk import ✓ ✓ ✓
Savings & Loans
Savings and contribution management ✓ ✓ ✓
Standard loan management ✓ ✓ ✓
Loan applications and guarantors ✓ ✓ ✓
Loan disbursements and repayments ✓ ✓ ✓
Core Accounting
Expense management ✓ ✓ ✓
Chart of Accounts ✓ ✓ ✓
General Ledger and journal entries ✓ ✓ ✓
Core Reporting
Member statements ✓ ✓ ✓
Core financial reports (P&L, Balance Sheet, Cash Flow, Trial Balance) ✓ ✓ ✓
Loan and deposit reports ✓ ✓ ✓
PDF and Excel report exports ✓ ✓ ✓
Administration
User roles and access controls ✓ ✓ ✓
Bulk data Import Centre and import history — ✓ ✓
System backup and administration controls — ✓ ✓
Member Portal
Member self-service portal — ✓ ✓
Online profiles and next-of-kin management — ✓ ✓
Member savings, loans and repayment visibility — ✓ ✓
Downloadable member statements — ✓ ✓
Online loan applications — ✓ ✓
Guarantor request and response workflow — ✓ ✓
Payments
M-PESA STK Push payments — ✓ ✓
M-PESA savings and deposit payments — ✓ ✓
M-PESA loan repayments — ✓ ✓
Automated payment allocation and GL posting — ✓ ✓
Banking & Reconciliation
Bank accounts and cashbook — ✓ ✓
Bank statement import — ✓ ✓
Bank reconciliation — ✓ ✓
Payment intelligence and transaction matching — ✓ ✓
Controls & Compliance
Advanced approval workflows — ✓ ✓
Maker/checker controls — ✓ ✓
Audit and compliance Limited ✓ ✓
Detailed audit trail — ✓ ✓
User action permissions — ✓ ✓
Dividends
Dividend declaration and processing — ✓ ✓
Dividend approval and GL posting — ✓ ✓
Dividend payment registers and reports — ✓ ✓
Mobile Loans
Mobile loans management — ✓ ✓
Mobile loan eligibility and member limits — ✓ ✓
Mobile loan applications and repayments — ✓ ✓
Advanced Reporting
Advanced financial and management reports — ✓ ✓
Audit reports and supporting schedules — ✓ ✓
SASRA and supervisory reporting tools — ✓ ✓
Report Centre with PDF, Excel and CSV exports — ✓ ✓
Dashboard customization — ✓ ✓
FOSA & Banking
FOSA Banking — — Optional
Specialized SACCO Modules
Customized Mobile Loans — — Optional
Fleet Management — — Optional
Advanced Dividends — — Optional
Business & Finance
Payroll — — Optional
Sales & Invoicing — — Optional
Supplier Management — — Optional
Fixed Assets — — Optional
Integration & Customization
Bank Integration — — Optional
M-PESA Integration — — Optional
Custom Reports — — Optional
Custom Workflows — — Optional
Custom Branding — — Optional
Other Requirement — — Optional
Implementation & Support
Data Migration — — Optional
Training & Implementation — — Optional
Implementation
Implementation level Ask us Enhanced Ask us
GET STARTED

Interested in Basic or Advanced?

Send your details and preferred billing cycle. Our team will confirm onboarding, deployment and any additional requirements before proceeding.

This is an enquiry, not an online purchase. Where a price is not yet published, we will confirm it with you.

Request plan information

CONFIGURE YOUR SOLUTION

Tailor Kweza Digital Sacco for your organization.

Custom includes everything in Advanced. Select the business modules you need, and choose specific options only where relevant.

Included: Basic + Advanced
  • ✓ Member registration and management
  • ✓ Member profiles, next of kin and nominees
  • ✓ Custom membership numbering
  • ✓ Member bulk import
  • ✓ Savings and contribution management
  • ✓ Standard loan management
  • ✓ Loan applications and guarantors
  • ✓ Loan disbursements and repayments
  • ✓ Expense management
  • ✓ Chart of Accounts
And 38 more published capabilities above.

Your selection is a quotation request, not a subscription purchase. Pricing, implementation and support are confirmed by the eFinanceMIS team.

CUSTOM QUOTATION

Tell us what you need

Select additional business modules

Check the areas relevant to you. Open any selected module for optional details.

FOSA & Banking

Specialized SACCO Modules

Business & Finance

Integration & Customization

Implementation & Support

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